I'm trying to add a valid new credit card so I can pay for my hotmail (outlook) plus account. Microsoft seems to put every obstacle in my path even though my intent is to PAY THEM. I've been shunted to these forums which tell me nothing.  Every other account in the cyber-universe--whether amazon or banks--has a simple way to do this.  How can I find a way to pay these people the $19.95 I would like to pay?  This seems like a ridiculous dilemma.